RV Insurance in Florida
RV insurance protects your motorhome, camper, travel trailer, as well as your horse trailer. At Pritchards And Associates Inc. in Okeechobee, Florida, we understand the need to protect your RV from potential risks.
The state of Florida requires recreational vehicles to be insured for personal injury and property damage liability. Personal liability covers you in the event of an accident despite being at fault. The property damage liability covers damage to a third party’s property caused by your RV.
Therefore, with an RV insurance policy, you can enjoy stress-free travel in the warm weather of Florida. Whether you’re going on a short-term trip or an extended vacation, you won’t have to worry about liabilities in case of an accident.
You can choose either a comprehensive or collision coverage depending on your specific needs. There are various options available:
- Stated value- in which compensation is based on the market value of an equivalent cash amount for your RV.
- Agreed value- which implies compensation based on the insured amount regardless of the market value of the RV.
- Replacement cost- provides compensation by replacing your insured RV with a new one.
Other options include:
- Vacation and campsite coverage- helps you cover damages from the impact of your RV while parked at a camping site or a park.
- Full-timer coverage- provides coverage for the full-time occupation and operation of the RV, and is designed as homeowner’s insurance.
RV insurance is essential for the protection of your investment and compliance with state insurance laws. You can find insurance covers custom-made for your specific type of RV. These include:
- Class A, B, and C motorhomes
- Fifth wheelers
- Toy haulers
- Truck campers
- Bus Conversion vehicles
- Sports utility RVs
- Pop-up trailers
- Traveler trailers
RV insurance in Okeechobee, FL
Looking for an ideal RV insurance coverage for your motorhome? Contact us today, and let's talk about an ideal RV insurance solution. Also, you can visit our website today for a free estimate.