Motorcycle Insurance Variables To Consider While Researching Policies

Based in Okeechobee, FL, Pritchards, and Associates Inc. serve the community by offering residents multiple types of insurance coverage. We strive to help our clients find policies that will address their individual needs. We proudly serve as an independent agency, so we are able to offer our clients a wide variety of options.

Motorcycle Insurance Variables

As you ride around Okeechobee, FL during the summer on your motorcycle, consider the benefits of motorcycle insurance. The policy will protect you if you are involved in a collision and damages occur. You are also protected if your motorcycle is vandalized or stolen. You can also add emergency coverage to protect you if you need roadside assistance. While you are researching different motorcycle insurance policies, learn about some of these important variables.

The Motorcycle’s Model

Your motorcycle insurance policy will be impacted by the type of model that you have. If you have a high-end model, you’ll need different coverage compared to if you have a traditional model. Your policy may be impacted by the amount of time that you spend riding your motorcycle.

Engine Size

The size of your engine is another important variable to look at. Your policy may change if your motorcycle has a large engine.


If you have any special accessories on your motorcycle, you may have to amend your policy to cover these items if your motorcycle is damaged or stolen.


In some cases, your policy may be impacted by the locations where you plan to ride your motorcycle. If you are riding your motorcycle in a highly-populated area, the likelihood of an accident is higher than normal. You’ll also want to make sure that you are storing your motorcycle in a secure area when you aren’t using it.

Pritchards and Associates Inc. Will Help You Ride Safely

Visit our website to learn more information about motorcycle insurance.