What Type of Insurance Do I Need If I Live in My RV?

In Okeechobee, FL, the agents at Pritchards and Associates, Inc. work with many individuals who live in their RVs. After years of owning a home and maintaining the property, they now live their lives traveling the open road and enjoying retirement. This poses a problem for some, however, when it comes to how they should insure their new "home." While it is genuinely their own version of home, it is one they can travel in as well.

Your Home Is Mobile

When your home is mobile, you need to have an insurance policy in place that covers it while it is traveling on the highways. This means that the insurance policy you have in place must also meet the same minimum standards for a vehicle that you drive on the highway. As long as you are driving your RV from place to place, it must be covered by an auto policy that will allow it to be driven on the roads.

Protect Your Home

Because you live in your RV, you must also have coverage for your possessions and also be able to cover any liability that you may need. Your RV insurance policy will bring both policies together so that you are fully covered in all of these areas.

At Pritchard and Associates, Inc., the agents can explain how RV insurance works to the residents of Okeechobee, FL. If you are living in your RV, you need to be fully insured! Call and schedule an insurance policy review with one of the agents so that you fully understand what an RV policy is and how it works.